Key contacts

Construction

Photo of Aaron Sharpe

Aaron

Aaron Sharpe
Underwriting Manager
Photo of Aaron Sharpe

Aaron Sharpe

Underwriting Manager, Construction

Aaron is the Underwriting Manager in the DUAL Oliva Construction team, having joined the company in 2020 and has over 12 years of underwriting experience.

In his spare time, Aaron enjoys keeping fit at the gym and playing football and golf. He also loves spending time with his daughter.

M:+44 (0)7923 221 247
E: asharpe@dualgroup.com

Photo of Luke Browne

Luke

Luke Browne
Senior Underwriter
Photo of Luke Browne

Luke Browne

Senior Underwriter, Construction

Luke is a Senior Underwriter in the DUAL Oliva Construction team. He joined in 2016 and has over seven years’ experience in the insurance industry, specialising in underwriting Liability and Contractors All Risk insurance.

In his down time, Luke plays football and golf. He enjoys cycling and taking holidays with friends and family.

M:+44 (0)7748 622 554
E: lbrowne@dualgroup.com

Photo of Lucy Montague

Lucy

Lucy Montague
Senior CAR Underwriter
Photo of Lucy Montague

Lucy Montague

Senior CAR Underwriter, Construction

Lucy is a Senior CAR Underwriter in the DUAL Oliva Construction team. She joined in 2023 and has over 12 years’ experience in the insurance industry, specialising in underwriting single construction and renovation projects.

In her down time, Lucy enjoys art and listening to music. She also loves spending time with her two young sons.

M: +44 (0)7561 851 441
E: Lucy.Montague@dualgroup.com

Photo of Bindiya Tapu

Bindiya

Bindiya Tapu
Underwriter
Photo of Bindiya Tapu

Bindiya Tapu

Underwriter, Construction

Bindiya is an Underwriter in the DUAL Oliva Commercial team, having joined the team in 2022 and has over eight years’ experience in the insurance industry. She brings expertise in construction insurance from experience in commercial broking.

In her spare time, Bindiya loves to keep fit, takes long walks and spend time with family.

M:+44 (0)7596 856 764
E: bindiya.tapu@dualgroup.com

Photo of Aimee Blake

Aimee

Aimee Blake
Underwriter
Photo of Aimee Blake

Aimee Blake

Underwriter, Construction

Aimee is an Underwriter in the DUAL Oliva Construction team, joining the company in 2019 and has over four years’ experience in the industry. She became an underwriter specialising in the construction sector after finishing university and is currently studying for her DIP CII qualification.

Outside work, Aimee loves to spend time with family and friends and enjoys long walks with her Yorkshire terrier dog.

M:+44 (0)7593 576 074
E: ablake@dualgroup.com

Photo of Henry Hill

Henry

Henry Hill
Underwriter
Photo of Henry Hill

Henry Hill

Underwriter, Construction

Henry joined DUAL Oliva in 2021, having spent four years working with a major broker. He is an enthusiastic member of the team and was recently promoted to Underwriter.

In his spare time, Henry enjoys watching football, playing golf with friends and family and has a passion for travelling around the world, exploring new cities.

M:+44 (0)7596 856 780
E: henry.hill@dualgroup.com

Photo of Matt Lee

Matt

Matt Lee
Underwriter
Photo of Matt Lee

Matt Lee

Underwriter, Construction

Matt is an Underwriter in the DUAL Oliva Construction team. He joined in 2022, after working as a construction broker for six years. He specialises in Liability, Contractors All Risk, Professional Indemnity and Motor Fleet insurances.

In his down time, Matt loves to watch and play football, eat out with friends and has a passion for exploring new places around the world.

M: +44 (0)7821680052
E: matt.lee@dualgroup.com


Photo of Olivia Henderson

Olivia

Olivia Henderson
Underwriter
Photo of Olivia Henderson

Olivia Henderson

Underwriter, Construction

Olivia is an Underwriter in the DUAL Oliva Construction team. She joined in 2023 and has over five years’ experience in the insurance industry, specialising in Commercial Combined, Property Owners and Construction underwriting.

In her down time, Olivia enjoys travelling, baking and spending time with friends and family.

M: +44(0)7596 878831
E: Olivia.henderson@dualgroup.com

Photo of Amy  Moore

Amy

Amy Moore
Underwriter
Photo of Amy  Moore

Amy Moore

Underwriter, Construction

Amy is a CERT CII qualified Underwriter in the DUAL Oliva Construction team and is currently working towards her DIP CII qualification. She has over six years’ experience in the insurance industry and joined the DUAL Oliva team in 2022.

In her spare time, Amy enjoys spending time with family and friends, as well as travelling and long country walks with her dog.

M: +44 (0)7596 867 406
E: amy.moore@dualgroup.com

Photo of Nathan Lovett

Nathan

Nathan Lovett
Underwriter
Photo of Nathan Lovett

Nathan Lovett

Underwriter, Construction

Nathan is an Underwriter in the DUAL Oliva Construction team. He joined in 2022 and has over two years’ experience in the industry. Having started his career at QBE as an Underwriting Services Specialist he moved on to become a Senior Underwriting Assistant at Chubb. He is studying for his CII qualification.

Outside work, Nathan is a big fan of playing football, as well as watching West Ham. He enjoys golf, fishing and snowboarding and has a passion for travelling the world and exploring new cultures.

M: +44 (0)7562 685622
E: Nathan.Lovett@dualgroup.com


Photo of Billy Ball

Billy

Billy Ball
Underwriter
Photo of Billy Ball

Billy Ball

Underwriter, Construction

Billy is a Cert CII qualified Underwriter in the DUAL Oliva Construction team, joining in 2023. He has over five years’ experience in insurance, with two years specifically in Underwriting.

Outside of work, he plays golf and football and enjoys spending time with friends.

M: +44 (0)7596 885079
E: Billy.Ball@dualgroup.com

Photo of Ciara Smith

Ciara

Ciara Smith
Underwriting Assistant
Photo of Ciara Smith

Ciara Smith

Underwriting Assistant, Construction

Ciara is an Underwriting Assistant in the DUAL Oliva Construction team. She joined in 2023, previously having two years’ experience in claims. Ciara also has a history degree from the University of East Anglia.

In her spare time, she enjoys travelling and exploring new countries, spending time with friends and family and taking her Labradoodle on walks.

M: +44 (0)7596 885088
E: Ciara.Smith@dualgroup.com

Photo of Faye Newman

Faye

Faye Newman
Underwriting Assistant
Photo of Faye Newman

Faye Newman

Underwriting Assistant, Construction

Faye is an Underwriting Assistant in the DUAL Oliva Construction team, joining the company in 2023. She is enjoying her first role in insurance, after completing her Economics degree.

Outside of work, she enjoys travelling and show jumping with her horse.

M: +44 (0)7821 680366
E: Faye.Newman@dualgroup.com

Commercial

Photo of Linda  Bichener

Linda

Linda Bichener
Underwriting Manager
Photo of Linda  Bichener

Linda Bichener

Underwriting Manager , Commercial

Linda is the Underwriting Manager for the DUAL Oliva Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.

Outside work, Linda enjoys cooking, reading, reality television and travel.

M:+44 (0)7860 954 818
E: lbichener@dualgroup.com

Photo of Leah Miller

Leah

Leah Miller
Senior Underwriter
Photo of Leah Miller

Leah Miller

Senior Underwriter, Commercial

Leah is a Senior Underwriter in the DUAL Oliva Commercial team, joining in 2022 and has over 18 years’ experience in the industry. She began her career in a leading broking firm and moved to underwriting in 2012, specialising in commercial and unoccupied insurance.

In her spare time, Leah takes long walks with her Springer Spaniel dog, loves trips to the theatre and enjoys shopping for vintage clothing.

M: +44 (0)7706 313 759
E : leah.miller@dualgroup.com

Photo of Georgia Hollis

Georgia

Georgia Hollis
Underwriter
Photo of Georgia Hollis

Georgia Hollis

Underwriter, Commercial

Georgia is a DIP CII qualified Underwriter in the DUAL Oliva Commercial team. She joined in 2023 and has over 10 years of experience in insurance. She began her career in a broking firm and recently moved to underwriting Commercial Combined.

In her spare time, Georgia enjoys yoga and spin classes as well as eating good food, so much so she has a food blog.

M: (0)7596 869 588
E: georgia.hollis@dualgroup.com

Photo of Richard Threadgold

Richard

Richard Threadgold
Underwriter
Photo of Richard Threadgold

Richard Threadgold

Underwriter, Commercial

Richard is an Underwriter in the DUAL Oliva Commercial team. He joined in 2022 and is enjoying his first role in insurance and journey to become an experienced underwriter. Currently studying for Cert CII, he has obtained CII Level 3 Award in London Market Insurance and has a BA (Hons) Degree in Contemporary Military and International History.

Outside work, Richard is a big fan of live sporting events and follows the mighty Amber Army; Cambridge United. He enjoys keeping fit at the gym and by playing 7-a-side football. Richard is also passionate about reading and travelling with friends.

M:+44 (0)7706 318 711
E: richard.threadgold@dualgroup.com

Social Care

Photo of James Ramira

James

James Ramira
Social Care Director
Photo of James Ramira

James Ramira

Social Care Director

James is the Social Care Director for DUAL Oliva, joining the company in 2014. He has over 25 years’ experience in the insurance industry, with 21 years specialising in the niche Social Care space on both the broker and underwriting functions.

Outside work, James is a big fan of sports especially football and golf. He enjoys travelling to different places with his family and socialising with friends.

M: +44 (0)7525 808 715
E: jramira@dualgroup.com

Photo of Niall Moore

Niall

Niall Moore
Senior Underwriter
Photo of Niall Moore

Niall Moore

Senior Underwriter, Social Care

Niall is a Senior Underwriter in the DUAL Oliva Social Care team. He joined in 2017 and has over ten years’ experience in the insurance industry. He began his career in a casualty claims role before moving to underwriting.

In his spare time, Niall enjoys going to music gigs, European weekend breaks and supporting Spurs football team.

M: +44 (0)7762 893 736
E: nmoore@dualgroup.com

Photo of Matthew Dale

Matthew

Matthew Dale
Underwriter
Photo of Matthew Dale

Matthew Dale

Underwriter , Social Care

Matthew is an Underwriter in the DUAL Oliva Social Care team, joining in 2022 and has over 15 years’ experience in the industry. He began his career in broking and specialises in care homes and domiciliary care.

In his spare time, Matthew enjoys eating out and spending time with family and friends.

M: +44 (0)7842 314 189
E: matthew.dale@dualgroup.com

Photo of James Murray

James

James Murray
Underwriter
Photo of James Murray

James Murray

Underwriter, Social Care

James is an Underwriter in the DUAL Oliva Social Care team, joining in 2021. He has experience in P&I Insurance & motor claims.

In his spare time, James enjoys travelling and watching football and darts.

M: +44 (0)7523 908 613
E: james.murray@dualgroup.com

Photo of Jessica Harling

Jessica

Jessica Harling
Underwriter
Photo of Jessica Harling

Jessica Harling

Underwriter , Social Care

Jessica is an Underwriter in the DUAL Oliva Social Care team. She joined DUAL in 2015 and is currently studying for her Cert CII.

In her down time, Jessica enjoys horse riding, traveling and spending time with her friends and family.

T: +44 (0)7720 095 604
E: jharling@dualgroup.com

Photo of Maria Monk

Maria

Maria Monk
Assistant Underwriter
Photo of Maria Monk

Maria Monk

Assistant Underwriter, Social Care

Maria is an Assistant Underwriter in the DUAL Oliva Social Care team. She joined in 2023 and is new to the industry.

In her spare time, Maria loves spending time with her two children.

M: +44 (0)7561 851 441
E: Maria.monk@dualgroup.co.uk

Claims

Photo of Carmela Perrina

Carmela

Carmela Perrina
Claims Administrator
Photo of Carmela Perrina

Carmela Perrina

Claims Administrator, Construction

Carmela is the Claims Administrator in the DUAL Oliva team. She joined in 2009 and has over 14 years’ experience in the insurance industry, specialising in claims.

In her downtime, Carmela enjoys going to the gym and spending time with family.

M:+44 (0)7887 932 886
E: cperrina1@dualgroup.com

Management

Photo of Craig Miller

Craig

Craig Miller
UK Commercial Director
Photo of Craig Miller

Craig Miller

UK Commercial Director

Craig is the UK Commercial Director for DUAL Oliva, joining the company in 2014. He has over 19 years’ experience in the insurance industry, with 13 years at MGAs in a variety of management roles. Craig has a Diploma in People Leadership and has specialised in construction insurance for 15 years.

Outside work, Craig is a big Arsenal fan and watches the team play regularly. He enjoys playing golf and spending time with his family.

M: +44 (0)7884 454 947
E: cmiller@dualgroup.com

Photo of Nicholas Holland

Nicholas

Nicholas Holland
Development Director
Photo of Nicholas Holland

Nicholas Holland

Development Director

Nic is the Development Director for DUAL Oliva, and joined the company in 2018. He began as a trainee underwriter after graduating with a degree in economics. Nic went on to gain 13 years’ technical expertise and experience in the industry. He has been writing commercial and construction insurance for over 10 years, the last five years spent at DUAL Oliva specialising in construction with a substantial focus on underwriting and business development.

Outside work, Nic enjoys running, cycling, surfing, hiking and travel.

M:+44 (0)7718 484 343
E: nholland@dualgroup.com