Contractors All Risk Annual

Building planning and construction map

Contractors All Risks is an essential cover for most builders and allied trades. Contract Works, Own Plant and Hired In Plant can be written as a combined policy or as a single cover in isolation, giving you complete flexibility in cover and limits.

We can also quote for single project CAR including existing structures, PL and JCT 6.5.1 – find out more about Project Plus.

Features and benefits

  • The ‘Oliva DNA+’ innovative theft deterrent included free of charge – see further details below
  •  Non-adjustable policy - no end of year declaration adjustments
  •  50% theft excess reduction following registered application of your free DNA+ kit
  •  Exclusive quotes, with each risk assessed on its own merits
  •  Properties awaiting sale covered for 6 months after site completion
  •  A+ rated security
  •  Minimum premium from £750 +IPT
  •  Show homes and their contents automatically covered for 3 months after site completion
  •  Access to experienced underwriters offering a fast and flexible service.

DUAL Oliva DNA+ and theft excess reduction

We understand how important it is to help your client protect their plant and equipment against theft. Every DUAL Oliva construction quote that covers Own Plant automatically includes DUAL Oliva DNA+, worth £550, free of charge.

How it works

Each DUAL Oliva DNA+ kit includes signage to deter thieves and our innovative forensic coding solution.

Each bottle combines an adhesive solution with uniquely coded micro-particles registered exclusively to the policyholder on an international database.

The liquid is invisible and quick and easy to apply.

DUAL Oliva DNA+ is virtually impossible to remove.

This provides Irrefutable proof of ownership and Increases the likelihood that plant is returned to the owner once recovered after theft. What’s more, once your client registers via out simple online registration process, applies the solution and erect the signage, we will reduce their theft excess by 50%.

Find out more

Targeted Trades

Most contracting trades considered. Please contact us to discuss your enquiry today.


The support and assistance that we have received from DUAL has been of great value.
Tom Taylor, Five Insurance Brokers Limited


Photo of Craig Miller


Craig Miller
UK Commercial Director
Photo of Craig Miller

Craig Miller

UK Commercial Director

Craig is the UK Commercial Director for DUAL Oliva, joining the company in 2014. He has over 19 years’ experience in the insurance industry, with 13 years at MGAs in a variety of management roles. Craig has a Diploma in People Leadership and has specialised in construction insurance for 15 years.

Outside work, Craig is a big Arsenal fan and watches the team play regularly. He enjoys playing golf and spending time with his family.

M: +44 (0)7884 454 947

For all our team members

Visit our key contacts page

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We also specialise in DNA+

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