Online Retailers


Do you struggle to find the right cover for your clients that sell online through third party platforms?

DUAL Oliva understands that these clients need specific covers that other Commercial Combined markets can find it difficult to provide, such as USA exports cover as well as an Additional Insured clause that covers the platform they sell through and is often required by major online retail platforms.

We keep it simple by offering three levels of standard cover to enable an efficient quoting process, and if bespoke limits are required we can also quote for your clients individual needs

Key features

  • Standard level of covers for MD/BI Limits at fixed premiums
  • The option to quote outside the standard limits on a bespoke basis
  • BI extensions including customer and suppliers
  • Option to include Money cover including Assault Benefit
  • Option to include GIT up to £50,000
  • Computer cover including reinstatement of data and increased cost of working
  • Legal expenses included as standard
  • Additional Insured Parties clause available if required
  • USA/Canada exports accommodated subject to criteria.

Our risk appetite

  • Home entertainment
  • Arts & Crafts inc stationary
  • Fancy goods/ electrical goods
  • Automotive supplies
  • Cameras and accessories
  • Home improvement goods (inc accessories)
  • Clothing and shoes (non-lux)
  • Beauty and care products
  • Garden accessories and equipment
  • Sporting equipment and accessories
  • Board games/Video games/ Books/ E books
  • Computers
  • Luggage
  • Office products
  • Pet products (non-food related)
  • Tools/ DIY goods.



Photo of Linda Bichener


Linda Bichener
Underwriting Manager
Photo of Linda Bichener

Linda Bichener

Underwriting Manager , Commercial

Linda is the Underwriting Manager for the DUAL Oliva Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.

Outside work, Linda enjoys cooking, reading, reality television and travel.

M:+44 (0)7860 954 818

For all our team members

Visit our key contacts page

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We also specialise in Manufacturing