Contractors Combined

Construction project planning on building site with builders black and white - DUAL Oliva


Wide cover, meaningful optional covers and valuable risk management

Our contractors package has been specifically designed to give you comfort that you will be providing your contracting clients with wide cover, meaningful optional covers and valuable risk management assistance at a truly competitive premium. With the ability to build in optional covers for office contents, increased costs of working, we offer a true package policy for your construction clients. 

Features and benefits

  • Non-adjustable policy - no end of year declaration adjustments 
  • Legal expenses cover automatically included with the option to add contract & debt recovery cover
  • Online employment and Health & Safety service automatically included
  • The ‘Oliva DNA+’ innovative theft deterrent included free of charge – see further details below
  • Exclusive quotes, with each risk assessed on its own merits
  • 50% theft excess reduction following registered application of your free DNA+ kit
  • A+ rated security
  • Professional indemnity extension included (risk dependent)
  • Minimum premiums start from £750 +IPT
  • Defective workmanship extension included (risk dependent)
  • Access to experienced underwriters offering a fast and flexible service
  • Financial loss extension included (risk dependent)
  • Option to include property damage including stock and contents of contractors premises.

DUAL Oliva DNA+ and theft excess reduction

We understand how important it is to help your client protect their plant and equipment against theft. Every DUAL Oliva construction quote that covers Own Plant automatically includes DUAL Oliva DNA+, worth £550, free of charge.

How it works:

Each DUAL Oliva DNA+ kit includes signage to deter thieves and our innovative forensic coding solution.

Each bottle combines an adhesive solution with uniquely coded micro-particles registered exclusively to the policyholder on an international database.

The liquid is invisible and quick and easy to apply.

DUAL Oliva DNA+ is virtually impossible to remove.This provides Irrefutable proof of ownership and Increases the likelihood that plant is returned to the owner once recovered after theft. What’s more, once your client registers via out simple online registration process, applies the solution and erect the signage, we will reduce their theft excess by 50%.

Find out more

Targeted trades

  • Building Contractors
  • Carpentry/Joinery Contractors
  • Painters & Decorators
  • Ceiling & Partitioning 
  • Contractors
  • Plasterers & Dry Liners
  • Electrical Contractors
  • Shop/Office Fitting Contractors.


We are very grateful for their continuing excellent service and help during this difficult period.
Tom Taylor, Five Insurance Brokers Limited


Photo of Craig Miller


Craig Miller
UK Commercial Director
Photo of Craig Miller

Craig Miller

UK Commercial Director

Craig is the UK Commercial Director for DUAL Oliva, joining the company in 2014. He has over 19 years’ experience in the insurance industry, with 13 years at MGAs in a variety of management roles. Craig has a Diploma in People Leadership and has specialised in construction insurance for 15 years.

Outside work, Craig is a big Arsenal fan and watches the team play regularly. He enjoys playing golf and spending time with his family.

M: +44 (0)7884 454 947


Reduce your chances of theft and cut your theft excess by 50%*. Watch this short video to learn how

*Where DUAL Oliva DNA+ is included in a contractors policy covering Own Plant.

For all our team members

Visit our key contacts page

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