Contractors Combined

Wide cover, meaningful optional covers and valuable risk management

Our contractors package has been specifically designed to give you comfort that you will be providing your contracting clients with wide cover, meaningful optional covers and valuable risk management assistance at a truly competitive premium. With the ability to build in optional covers for office contents, increased costs of working and D&O, we offer a true package policy for your construction clients. 

Features and benefits

• Non-adjustable policy - no end of year declaration adjustments 
• Legal expenses cover automatically included with the option to add contract & debt recovery cover
• Online employment and Health & Safety service automatically included
• Option to extend to cover Directors & Officers up to £1M
• The ‘Oliva DNA+’ innovative theft deterrent included free of charge – see further details below
• Exclusive quotes, with each risk assessed on its own merits
• 50% theft excess reduction following registered application of your free DNA+ kit
• A+ rated security
• Professional indemnity extension included (risk dependent)
• Minimum premiums start from £750 +IPT
• Defective workmanship extension included (risk dependent)
• Access to experienced underwriters offering a fast and flexible service
• Financial loss extension included (risk dependent)
• Option to include property damage including stock and contents of contractors premises.

DUAL Oliva DNA+ and theft excess reduction

We understand how important it is to help your client protect their plant and equipment against theft. Every DUAL Oliva construction quote that covers Own Plant automatically includes DUAL Oliva DNA+, worth £550, free of charge.

How it works:

Each DUAL Oliva DNA+ kit includes signage to deter thieves and our innovative forensic coding solution.

Each bottle combines an adhesive solution with uniquely coded micro-particles registered exclusively to the policyholder on an international database.

The liquid is invisible and quick and easy to apply.

DUAL Oliva DNA+ is virtually impossible to remove.This provides Irrefutable proof of ownership and Increases the likelihood that plant is returned to the owner once recovered after theft. What’s more, once your client registers via out simple online registration process, applies the solution and erect the signage, we will reduce their theft excess by 50%.

Find out more

Targeted trades

• Building Contractors
• Carpentry/Joinery Contractors
• Painters & Decorators
• Ceiling & Partitioning 
• Contractors
• Plasterers & Dry Liners
• Electrical Contractors
• Shop/Office Fitting Contractors.

Resources:

• Contractors target trades
• Contractors Combined fact find
• Contractors Combined product overview