Unoccupied Property Owners

Our team is highly experienced in underwriting unoccupied property risks and therefore we appreciate the specialist requirements for such properties and how difficult they are to place within the market. Our tailored product offers a flexible underwriting approach as well as competitive premiums.

Our product, Unoccupied offers a flexible underwriting approach with competitive premiums.

Features and benefits

Specified Wording
AA- rated security
Thoughtful underwriting approach ensures that we are able to offer wider perils than most insurers
Option to cover for short term 3 or 6 month policies or annual policies
Specialist knowledge of the industry
Exclusive wording only available through DUAL Oliva
Fast turnaround times coupled with contract certain terms ready to send to your clients
Ability to write rebuilds of up to £3.5M
Option of FLEEA only or Wider Perils
Property Owners Liability up to £5M
Loss of Advanced Rent cover for pre-agree rental contracts subject to type of property.

Targeted trades

Houses, flats, apartments, bungalows and other residential properties
Offices
Shops
Factories & Warehouses
Other commercial properties
Public Houses (subject to criteria)
Properties undergoing works (subject to criteria).

We are unable to consider

Places of Worship
Schools & Educational Establishments
Nightclubs
Thatched Properties
Properties which are to be demolished.

Resources:

The service received was excellent, it helped us to secure a new client.

Contact

Linda Bichener

Underwriting Manager

Linda Bichener

Underwriting Manager , Commercial

Linda is the Underwriting Manager for the DUAL Oliva Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.

Outside work, Linda enjoys cooking, reading, reality television and travel.

M:+44 (0)7860 954 818
E: lbichener@dualgroup.com