Commercial Combined

commercial combined

Working closely with brokers, DUAL Oliva offers commercial insurance solutions for property and casualty risks for small to medium sized businesses.

Our approach to partnerships comes from the simplicity of taking time to listen. Therefore there is no one-size-fits-all approach at DUAL Oliva. Each policy is carefully underwritten to ensure we respond to the needs of our brokers and their clients.

Our Risk Appetite

Premises-based risks with work away up to 50% of the manual wage roll.

Our target sectors include although are not limited to:

  • Manufacturing
  • Wholesale
  • Retail
  • Property Owners
  • Offices
  • Stand Alone Liability

Key Features

  • Exclusive wording only available from Dual Oliva
  • Specialist TPA claims adjustors
  • Property section including enhanced inner limits for extensions
  • Separate Computer Section with Reinstatement of Data and Increased Cost of Working as Standard at £50,000
  • ‘Oliva DNA+’ forensic coding – uniquely coded microdots registered to the policyholder providing irrefutable evidence of ownership
  • Automatic Business Interruption Extensions including Customer & Suppliers, Book Debts and Essential Employee
  • £100,000 Legal expenses per claim, Legal advice and tax helpline, counselling helplines, Executive cover for key partners & directors and crisis communication
  • Infrastructure equipment breakdown including £30,000 loss of profits cover
  • Ability to write in conjunction with our separate aviation products liability offering


We consider DUAL Oliva to be a key market to Five insurance.
Tom Taylor, Five Insurance Brokers Limited


Photo of Linda Bichener


Linda Bichener
Underwriting Manager
Photo of Linda Bichener

Linda Bichener

Underwriting Manager , Commercial

T: +44 (0)123 440 8689
M:+44 (0)7860 954 818

For all our team members

Visit our key contacts page

team hands black and white DUAL Oliva